Buy-to-Let Investment
Buy-to-let, done professionally.
High-yield UK rental property sourced for income, fully managed from day one, and built into a long-term portfolio that performs.
Why buy-to-let
Five reasons BTL outperforms
01
Capital Appreciation
UK property has averaged 6.1% annual growth over 40 years. Leverage amplifies that on equity.
02
Income
Steady monthly cash flow, net yields of 5-8% across our target regional cities.
03
Security
A tangible asset you can leverage or live in. Always a floor to the downside.
04
Inflation Hedge
Rental income rises with inflation, rents grew 8-10% UK-wide in 2022-24.
05
Diversification
Low correlation with equities and bonds, a portfolio stabiliser.
Six-step process
From valuation to tenanted
Our in-house lettings team handles every stage, you don't lift a finger.
- Step 01
Free valuation
Property assessment and rental-value recommendation.
- Step 02
Onboarding
Setup with your named property manager and lettings team.
- Step 03
Preparation
Professional photography, compliance checks (gas, EICR, EPC), marketing.
- Step 04
Tenant sourcing
Listings across Rightmove, Zoopla, OnTheMarket, viewings, full referencing.
- Step 05
Move in
Deposit registration, AST agreements, inventory and check-in.
- Step 06
Ongoing care
Rent collection, repair coordination, periodic inspections, annual reviews.
Stamp duty
What you'll pay on a BTL
Stamp Duty Land Tax (SDLT) applies on second properties at a 3% surcharge above standard residential rates. For 2025-26:
| Band | Standard rate | BTL / 2nd home |
|---|---|---|
| Up to £250,000 | 0% | 5% |
| £250,001 to £925,000 | 5% | 10% |
| £925,001 to £1.5m | 10% | 15% |
| Above £1.5m | 12% | 17% |
Rates shown for England and Northern Ireland. Scotland (LBTT) and Wales (LTT) operate on separate scales.
Buy-to-Let Guide
The 2026 UK Buy-to-Let Playbook
- 8-city yield matrix with postcode-level hotspots
- Full BTL cost model, stamp duty, finance, void, tax
- Personal vs limited-company ownership: when each wins
- Top 5 mistakes first-time BTL investors make (and how to avoid them)
Buy-to-let FAQ
Your questions, answered
Next Step
See live BTL investments
We publish 20-30% of our live stock online. Request the private list to see what's available this week, including off-market allocations.
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